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The Top People on Our Last-Minute Shopping List

In a new survey, 89% of Americans say they've bought gifts for people at the VERY last minute. The most common people we're buying for this late are friends . . . extended family . . . and trash collectors.

You Shouldn't Give 100% At Work . . . A Solid 85% Is Plenty

You shouldn't give 100% at work. There's an idea called the "85% rule" which says instead of giving max effort, loosen up a little and give 85% instead. That keeps you more flexible and more present . . . helps you be more creative . . . and keeps you from burning out.